Saving Money in the Military

Army soldier and Navy sailor discuss saving money while in the military.

Saving Money in the Military is tough. Forget the new  Social Security Tax Withholding Deferral a better way to save is simply sleeping. Eating out and bar tabs can be reduced by just staying in bed. Note, a huge hangover the night before helps justify staying in bed too.

FYSA, here is a link to a frequently asked questions document on the Social Security Tax Withholding Deferral put together by the Defense Finance and Accounting Service (DFAS).

” In 2018, the number of establishments in the bars, taverns and nightclub industry in the United States was 64,544. Sleep requirements vary from person to person, but most adults need between 7 to 9 hours of sleep per night to function at their best.” – Dr. Knowitall

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Why saving Money in the Military is tough

In a bustling military base somewhere in the middle of nowhere, budget cuts were the talk of the day. The higher-ups had decreed that everyone needed to tighten their belts and find ways to save money. This was easier said than done, as the soldiers soon found out.

Captain Roberts called a meeting with his team to brainstorm cost-saving ideas. “Alright, folks, we’ve got to find ways to cut down on expenses. Any ideas?”

Private Smith, always eager to please, raised his hand. “Sir, what if we start growing our own food? We could set up a garden right here on the base!”

Captain Roberts nodded. “Not a bad idea, Smith. But we need to focus on more immediate savings. Anyone else?”

Sergeant Martinez chimed in, “What if we start double-checking our ammo usage during training exercises? Fewer rounds fired means less money spent on replenishing supplies.”

The room murmured in agreement. “Good thinking, Martinez. We’ll implement that,” said Captain Roberts.

Then, Corporal Jenkins, known for his unusual ideas, spoke up. “Sir, what if we cut back on toilet paper? We could switch to a ‘bring your own’ policy.”

The room fell silent. Captain Roberts raised an eyebrow. “Jenkins, I appreciate the creativity, but let’s keep thinking.”

A week later, the base was in full money-saving mode. However, it quickly became apparent that saving money in the military was easier said than done.

First, there was the ammo-saving initiative. During a training exercise, Private Johnson took the concept a bit too seriously. “Remember, guys, conserve ammo!” he shouted, hurling his rifle like a javelin at the target. The rest of the squad watched in astonishment as the rifle clattered to the ground several feet short of the target.

“Johnson, what are you doing?” barked Sergeant Martinez. “We still need to use our rifles. Just… shoot fewer rounds, okay?”

Next was the gardening experiment. Private Smith was determined to make it work. He planted rows of vegetables and tended to them diligently. Unfortunately, the local wildlife saw this as an all-you-can-eat buffet. Every night, rabbits, deer, and even a rogue goat raided the garden, leaving nothing but trampled plants and sad-looking stems.

“Well, at least the animals are well-fed,” Smith muttered as he surveyed the wreckage.

The toilet paper policy, meanwhile, turned into a logistical nightmare. Soldiers tried to outdo each other with increasingly creative solutions. Some brought rolls from home, others fashioned makeshift substitutes out of anything they could find. One particularly resourceful soldier, Private Lewis, even started using old field manuals, much to the chagrin of the base librarian.

Captain Roberts soon realized that the money-saving measures were causing more chaos than savings. The base was a mess, and morale was plummeting. He called another meeting.

“Alright, team, I think it’s clear that some of our ideas aren’t working out. Any new suggestions?”

Private Jenkins raised his hand again. “Sir, maybe we should focus on small changes that don’t disrupt everything. Like turning off lights when not in use or fixing leaks in the barracks.”

Captain Roberts sighed in relief. “Now that’s a sensible idea, Jenkins. Let’s start with that.”

The base slowly returned to normal, and the soldiers resumed their regular routines. They still found ways to be frugal, but without the extreme measures that had caused so much trouble. And though they never quite mastered the art of saving money, they learned an important lesson: sometimes, it’s the small, simple changes that make the biggest difference.

As for Captain Roberts, he made a mental note: when it comes to saving money in the military, creativity is good, but practicality is better. And never, ever mess with the toilet paper supply.

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